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Government Schemes
Government Schemes are programs and initiatives launched by the government to address specific social, economic, or developmental needs. These schemes are designed to improve the living conditions of people and provide them with basic amenities and infrastructure. They may include initiatives related to education, health, welfare, employment, agriculture, and more.
The main objective of these schemes is to reduce poverty, promote development, and improve the standard of living for all citizens. These schemes are typically funded by the government and implemented by various government agencies or departments at the national, state, or local levels.
Read about: Agneepath Scheme
List of Government Schemes for Disabled Persons in India
The government of India has launched several schemes for the welfare of disabled persons that aim to empower them, improve their standard of living, and provide them with equal opportunities. Government Schemes include financial assistance, special education and training, assistive devices and technology, accessible infrastructure, and employment opportunities. The government also promotes public awareness and sensitization towards disability issues to ensure the inclusion of disabled persons in mainstream society.
Scheme | Details |
Accessible India Campaign (Sugamya Bharat Abhiyan) | Launched in 2015, this campaign aims to make public spaces and transportation more accessible for people with disabilities. |
Assistance to Disabled Persons for Purchase of Aids and Appliances (ADIP) | This scheme provides financial assistance to people with disabilities for the purchase of assistive devices such as hearing aids, wheelchairs, and artificial limbs. |
National Handicapped Finance and Development Corporation (NHFDC) | The NHFDC provides loans at concessional rates to people with disabilities for the establishment of self-employment ventures and skill training programs. |
Deendayal Disabled Rehabilitation Scheme (DDRS) | This scheme aims to provide assistance for the education, training, and rehabilitation of people with disabilities. The scheme provides financial assistance to NGOs, institutions, and individuals for various activities related to the welfare of people with disabilities. |
Inclusive Education for Disabled at Secondary Stage (IEDSS) | This scheme aims to provide assistance to children with disabilities for their education at the secondary level. The scheme provides financial assistance for the provision of aids and appliances, transport, and special education. |
SIPDA | This scheme aims to create awareness about the rights of people with disabilities and ensure their effective implementation. The scheme provides financial assistance to NGOs and organizations working for the welfare of people with disabilities. |
Central Government Schemes for Housing
The government of India has launched several schemes to address the housing needs of its citizens, especially those from economically weaker sections and low-income groups. These schemes provide affordable housing options, financial assistance, and incentives for the construction and renovation of houses. They also aim to promote sustainable and inclusive housing development with adequate infrastructure and basic amenities.
Scheme | Details |
Pradhan Mantri Awas Yojana-Urban (PMAY-U) | In 2015, this scheme was launched, offering financial aid to those who qualify for building, buying, or renovating their homes. |
Pradhan Mantri Awas Yojana-Gramin (PMAY-G) | A program launched in 2016, this program provides financial assistance to qualified recipients to build or renovate their homes. |
Affordable Rental Housing Complexes (ARHCs) | Launched in 2020, this scheme aims to provide affordable rental housing to migrant workers and the urban poor. The scheme provides incentives to public and private entities for the construction and operation of ARHCs. |
Credit Linked Subsidy Scheme (CLSS) | This scheme provides interest subsidies on home loans to eligible beneficiaries under the PMAY-U scheme. The subsidy is available to beneficiaries belonging to the economically weaker section (EWS), lower-income group (LIG), and middle-income group (MIG). |
Central Government Schemes for Farmers
The government of India has launched several schemes to support farmers and address the challenges faced by them, including low income, lack of access to resources, and crop failures. These schemes provide financial assistance, subsidies, and insurance coverage, along with measures to improve irrigation, soil health, and crop productivity.
Scheme | Details |
Pradhan Mantri Fasal Bima Yojana (PMFBY) | Launched in 2016, this scheme provides insurance coverage and financial support to farmers in case of crop loss due to natural calamities, pests, and diseases. |
Pradhan Mantri Krishi Sinchai Yojana (PMKSY) | Launched in 2015, this scheme aims to improve the irrigation infrastructure in the country and promote water conservation in agriculture. |
Soil Health Card Scheme | This scheme aims to promote soil testing and provide farmers with information about the nutrient status of their soil. The scheme provides financial assistance to farmers for soil testing and helps them to improve soil health through appropriate nutrient management practices. |
National Agriculture Market (eNAM) | Launched in 2016, this scheme aims to create a unified national market for agricultural commodities and promote transparency in the sale and purchase of agricultural produce. |
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) | Launched in 2019, this scheme provides direct income support to small and marginal farmers. Under this scheme, eligible farmers receive a fixed amount of Rs. 6000 per year in three equal instalments. |
Rashtriya Krishi Vikas Yojana (RKVY) | This scheme aims to promote agricultural development and increase the income of farmers. The scheme provides financial assistance to states for various agricultural activities such as seed production, farm mechanization, and infrastructure development. |
Paramparagat Krishi Vikas Yojana (PKVY) | This scheme promotes organic farming practices among farmers. Under this scheme, financial assistance is provided to farmers for the adoption of organic farming practices and the certification of their produce. |
Kisan Credit Card (KCC) Scheme | This scheme provides credit facilities to farmers for their agricultural and other allied activities. Under this scheme, farmers are provided with a credit card that can be used for various purposes such as the purchase of inputs, payment of crop insurance premiums, and meeting their working capital requirements. |
Agricultural Mechanization Promotion Scheme (AMPS) | This scheme promotes the adoption of farm mechanization among farmers. Under this scheme, financial assistance is provided to farmers for the purchase of various agricultural equipment and machinery. |
Government Schemes for Startups
The government of India has launched several schemes to promote entrepreneurship and support startups in the country. These schemes provide financial assistance, tax incentives, and other benefits to help startups establish and scale their businesses. They also aim to create a supportive ecosystem for startups by providing mentorship, incubation facilities, and access to markets and funding.
Scheme | Details |
Startup India | Launched in 2016, this initiative aims to promote entrepreneurship and create a favourable environment for startups in the country. The initiative provides various benefits such as tax exemptions, simplification of regulations, and access to funding. |
Stand-up India | This scheme aims to promote entrepreneurship among women and SC/ST entrepreneurs. Under this scheme, loans are provided to eligible entrepreneurs for starting or expanding their businesses. |
Atal Innovation Mission (AIM) | This mission aims to promote innovation and entrepreneurship among school students, university students, and entrepreneurs. The mission provides various initiatives such as Atal Tinkering Labs, Atal Incubation Centers, and Atal New India Challenges. |
Pradhan Mantri Mudra Yojana (PMMY) | This scheme aims to provide loans to micro, small, and medium enterprises (MSMEs), including startups. Under this scheme, loans up to Rs. 10 lakhs are provided to eligible MSMEs without collateral. |
SIDBI Make in India Loan for Enterprises (SMILE) | This scheme aims to provide financial assistance to MSMEs, including startups, for their capital expenditure. The scheme provides term loans, working capital loans, and equipment financing. |
National Initiative for Developing and Harnessing Innovations (NIDHI) | This scheme aims to support startups and innovators in the country by providing various funding opportunities such as seed funding, incubation support, and accelerator programs. |
Read about: Pradhan Mantri Jan Dhan Yojana
Government Schemes List for UPSC Prelims 2023
The government of India has several schemes that are important for UPSC aspirants to know as they may appear in the exam as a topic or question. These schemes cover a wide range of sectors, including health, education, agriculture, infrastructure, and social welfare, and aim to address various developmental challenges and promote inclusive growth.
Scheme | Details |
AB-PMJAY | The objective of this program is to extend healthcare benefits to financially disadvantaged households across the nation. A family is covered for up to Rs. 5 lakhs in health care expenses annually under the scheme. |
Pradhan Mantri Matru Vandana Yojana (PMMVY) | This scheme provides financial assistance to pregnant and lactating women for their healthcare and nutrition needs. Under this scheme, eligible women receive a cash incentive of Rs. 5,000 in three installments. |
National Nutrition Mission (NNM) | This mission aims to address the issue of malnutrition in the country. The mission provides various initiatives such as POSHAN Abhiyaan, which aims to improve the nutritional status of pregnant women, lactating mothers, and children under the age of 6 years. |
Pradhan Mantri Gram Sadak Yojana (PMGSY) | This scheme aims to provide all-weather road connectivity to rural areas in the country. Under this scheme, roads are constructed or upgraded to connect eligible habitations in rural areas. |
Swachh Bharat Abhiyan | This mission aims to achieve a clean and open-defecation-free India by 2nd October 2019. The mission provides various initiatives such as the construction of toilets, solid waste management, and behaviour change campaigns. |
Make in India | Launched in 2014, it aims to promote India as a global manufacturing hub and attract foreign investment to create employment opportunities. |
Digital India | Launched in 2015, it aims to transform India into a digitally empowered society and knowledge economy by providing digital infrastructure and services to all citizens. |
National Rural Livelihood Mission | Launched in 2011, it aims to reduce poverty and empower the rural poor by promoting livelihood opportunities, skill development and providing access to financial services. |
National Skill Development Mission | Launched in 2015, it aims to create a skilled workforce in India by providing skill training and development to youth and promoting entrepreneurship. |
National Health Mission | Launched in 2013, it aims to provide universal access to quality healthcare services, especially in rural and remote areas, and reduce maternal and child mortality. |
Sarva Shiksha Abhiyan | Launched in 2001, it aims to provide universal elementary education to all children aged 6-14 years and promote inclusive education. |
Beti Bachao Beti Padhao | Launched in 2015, it aims to address the issue of declining child sex ratio and promote gender equality by protecting the girl child and ensuring her education and empowerment. |
Swadesh Darshan | Launched in 2014, it aims to promote tourism in India by developing theme-based tourist circuits and enhancing tourist infrastructure. |
Ujala Scheme | Launched in 2015, it aims to promote energy efficiency and reduce carbon emissions by distributing energy-efficient LED bulbs at affordable prices to households. |
Atal Pension Yojana | Launched in 2015, it aims to provide a pension scheme for unorganized sector workers, especially those working in the informal sector, to ensure a secure future after retirement. |
Namami Gange | Launched in 2014, it aims to clean and rejuvenate the Ganga river by reducing pollution and conserving its ecology and biodiversity. |
Aam Admi Bima Yojana (AABY) | Launched in 2007, it is a social security scheme that provides life and disability insurance coverage to rural landless households living below the poverty line. |
National Social Assistance Programme (NSAP) | Launched in 1995, it is a welfare programme that provides financial assistance to elderly, widows, and disabled persons living below the poverty line. |
Indira Gandhi National Old Age Pension Scheme (IGNOAPS) | Launched in 2007, it is a pension scheme that provides financial assistance to destitute and aged persons living below the poverty line. |
Sukanya Samriddhi Yojana | A savings scheme for the girl child that aims to promote her education and future. |